In all my life, I have never seen a payment processor get such a bad rap as PayPal. At least not unless that bad rap was deserved. In this case, this couldn't be farther from the truth. Is PayPal perfect? No, but what is? They've got their problems just like any other company, but as a member of PayPal for over 5 years, I can honestly say that in all that time I have only had to get on the phone with PayPal ONCE.
So let's set the record straight on this company once and for all and forget about all the horror stories that you've heard, because in most cases, they are either exaggerated or the person telling the horror story left out a very valuable piece of information.
The main gripe that people seem to have with PayPal is that they'll shut down your account at the spur of the moment for absolutely NO reason at all. This couldn't be farther from the truth. PayPal, as a payment processor, has to protect itself and its customers. This includes all vendors and customers. Vendors need to be protected from people who try to unlawfully access their products and customers have to be protected from vendors who sell fraudulent products. It's a two way street that PayPal is in the middle of. Because of this, they have very strict regulations, not the least of which concerns security. Have you seen all the phishing emails that have gone around trying to get you to give somebody your PayPal information? PayPal has to combat this garbage everyday, as if they don't have enough to do.
Yes, PayPal can and WILL shut down your account if you violate any of their Terms Of Service, which are clearly spelled out on their website. All you have to do is read them. They are very clear and to the point.
For example, when PayPal says that you can only have one Personal Account and one Premier or Business Account to go along with that Personal Account, they mean it. So yes, if some idiot tries to open up a half dozen PayPal accounts and they get caught doing it, they will get their funds frozen and their account closed. Ignorance of the rules isn't an excuse. Like I said, they are clearly visible.
I could go on, but I think you get the message. Like I said, I have been a member for over 5 years and have never been worried about having my account closed down. I also don't worry about those phishing emails because all you have to do, when you get one and you're not sure if it's from PayPal or not, is simply forward the email to spoof@paypal.com and they'll tell you whether or not the email came from them. It's that simple.
PayPal is without a doubt the best payment processor on the Internet, hands down. You'd be hard pressed to find one that's even close. I know. I've tried a few with less than satisfactory results.
Plus, more people are likely to pay for your goods and services if they are able to do it from their PayPal account. My own sales have picked up greatly since I shifted many of my products to PayPal merchant services.
The bottom line is this. Whatever you've heard about PayPal, take it with a grain of salt. No, they're not perfect, but the alternatives are pretty bad. As long as you keep your nose clean and follow their rules, you should have no trouble keeping your account open for many years.
To YOUR Success,
Steven Wagenheim
If you want to learn everything there is to know about PayPal, including what to do and what not to do, check out my Complete Guide To PayPal at http://www.wagtunes.cashhosters2.com/ and check out the other great values that we have. The book is 64 pages and only $7. That's a little more than 10 cents a page. Don't let this great offer pass you buy. Learn what you need to learn about PayPal before you risk having your money taken from you.
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