PayPal is the preferred payment choice for many buyers because Paypal allows buyers to pay immediately for eBay purchases. In this article we will look at using Paypal on eBay buyer's perspective.
Since eBay bought Paypal, has become even easier for buyers and sellers complete the auction. Shoppers like Paypal because they can quickly and easily pay on-line. In fact, some bidders will only bid on items that you can pay with Paypal.
One thing that confuses buyers is that some sellers accept Paypal payments through credit cards, while others only accept transfers. You see, with Paypal a buyer can finance the transaction in three ways. This may confuse buyers and cause problems.
Here are three ways to fund a Paypal transaction:
1. transfer from a bank account linked to your Paypal account.
2. transfer from a Paypal balance.
3. payment by credit card.
The first two options cost nothing in Paypal processing fees. Credit cards cost about 2 percent to process and Paypal passes this cost to merchants. Some eBay sellers do not want to pay this fee for service, so that only accept payments by bank transfer. This confuses buyers who win auctions and assume that a transaction with credit okay.
PayPal wants users to transfer funds and do not use their credit cards. Not only is it cheaper for Paypal, but there is no risk of chargebacks.
A chargeback is when a buyer reverses the debit your credit card by contacting your bank. In most, perhaps all, banks reversed a charge credit card with little or no investigation if the cardholder disputes the charge. The money is taken right out of the Bank to the merchant's Paypal account-in this case.
PayPal makes it difficult to use a credit card to send money via Paypal. This is done by making it difficult to find the option of credit card payment and users about the "risk" warning, because you can not buy insurance of Paypal.
With a purchase of credit insurance is not required for Paypal. The charge for free if the seller scams you reverse your bank.
Another way that PayPal makes it difficult for users to send money immediately by credit card is by limiting the total amount to recharge.
The first time I tried to use Paypal to pay for an eBay auction, I was able to use my credit card because the amount was exceeded the limit. That was an element of $ 700. I think the single item limit is $ 500, but I could not find confirmation of this. The limit of duration, or the total amount that you can send all eBay sellers with credit is $ 2,000.
If you want to pay for an item with a credit card through Paypal should confirm that the seller accepts card transactions. This can be done to review the auction and trying to logos adjacent to the Paypal logo in the payment methods screen credit.
Every time you pay for an eBay auction with Paypal, you should check the status of the seller's Paypal. Don't send large amounts of unverified users and watch the user's address matches the details of the auction.
PayPal is an easy way to pay for your eBay purchases.
Terry Gibbs is a collector/dealer of old toys and trains and teaches others to buy and sell antiques and collectibles. Gibbs is the author of two best-selling books eBay Auction "revolution" and "the complete guide to eBay consignment sales." He also wrote numerous other books on buying and selling of antiques and collectibles. Read more on its web site http://www.news.iwantcollectibles.com :
Copyright 2005 IWantCollectibles LLC used with permission.
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